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← All articles/NFL
NFLPublished Wednesday, October 21, 2026 · AccuScore

Is J.J. McCarthy the Right Call for the Giants? 50,000 Simulated Seasons Say No

We simulated the Giants' season 50,000 times with each quarterback. The switch to McCarthy costs New York about 11 points of playoff chances.


AI-generated content. This article was produced automatically by an AI system from AccuScore's simulation data and has not been individually reviewed by an editor. Figures come from the model and from bookmaker feeds; they may be out of date by the time you read this. Nothing here is betting advice.

Every NFL game simulated 50,000 times, with the pick and the projected score. Season Pass $149 or a week for $19 →

The Giants are handing the job to J.J. McCarthy. He starts Sunday in Houston, with Jameis Winston going to the bench. So we asked the question every Giants fan is arguing about: does the switch make New York better?

We ran the rest of the Giants' season through the AccuScore simulation twice, 50,000 seasons each time. Once with Winston starting all eleven remaining games, once with McCarthy. Nothing else changed: the schedule, the other 31 teams and the results already in the books.

The simulation says: not this season

Giants, rest of season Winston starts McCarthy starts Change
Projected wins (full season) 7.3 6.6 −0.7
Make the playoffs 38.8% 28.1% −10.7 pts
Win the NFC East 34.8% 25.3% −9.5 pts
Win the NFC 2.2% 1.7% −0.5 pts
Win the Super Bowl 0.8% 0.7% −0.1 pts

The difference comes down to one number. AccuScore's rating model, which values each quarterback from his passing production, rates Winston about 2.3 points per game better than McCarthy right now. Across the remaining schedule the Giants' average expected margin goes from −3.8 with Winston to −6.1 with McCarthy.

A division they were leading

That is a lot to give up in this NFC East. At 3-2-1, the Giants were the division's most likely winner in the Winston simulation, ahead of Philadelphia (27.3%), Dallas (25.7%) and Washington (12.2%). With McCarthy, the Eagles (31.3%) and the Cowboys (29.3%) both move ahead of New York.

The betting market was already sceptical. In AccuScore's Market Index, which rates every team only from betting prices, the Giants sit 30th of 32 (−4.76 points against an average team), the same place as a week earlier. The record says contender; the prices never believed it.

Sunday in Houston

McCarthy's first start is one of the toughest on the schedule. With McCarthy at quarterback, the Giants' expected margin in Houston is −12.0, against −9.7 with Winston. AccuScore's current projection gives New York a 20.9% chance of winning. Full numbers are on the game page and the Texans vs Giants head-to-head.

What would change the answer

The model judges McCarthy on what he has done so far. If he plays above that level, his rating rises with every start and so do the Giants' numbers. The simulation is not saying McCarthy cannot become the better quarterback. It is saying that, on the evidence available today, the switch costs the Giants about two-thirds of a win and a tenth of their playoff chances.

Simulations: AccuScore NFL engine, 50,000 seasons per scenario, run 21 October 2026. Giants team page.

Every NFL game simulated like this.

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New York Giants predictions & season forecast →Next: New York Giants at Houston Texans, Sun, Oct 25 →New York Giants vs Houston Texans head-to-head →How the AccuScore simulation works →Today's free pick of the day →

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