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← Today's Edges
NCAAB•Sun, Nov 15 • 12:30 AM
UMBC

UMBC

2-2

VS
TOW

Towson

2-2

Win Probability

Moneyline

UMBC

+362

18.9% win prob

EV -6.3%

Polymarket

Moneyline

TOW

-475

81.1% win prob

EV -0.9%

Fanatics

Analysis

Towson hosts UMBC in a matchup where the simulation decisively favors the home side. Zion Stanford has a 47% chance of exceeding 28 combined points, rebounds and assists for Towson, while Ben Roseborough sits at 47% on 25—both players operating near the threshold of their projected contributions. For UMBC, Jovan Ristic projects at 46% to surpass 19 combined, a mark the visitors will need to hit consistently to stay competitive. The game turns on whether UMBC's traveling lineup can generate enough offensive creation; AccuScore's model has favored sides this strongly in 804 past games and won 92% of them. A UMBC upset would require the Retrievers to exceed their projected scoring total significantly and force Towson's lead scorers into inefficiency.

Probability Explorer— drag to explore lines

Point SpreadTOW -10.5
20.5-10.75-42
UMBC Cover
49.5%
no odds at this line
TOW Cover
50.5%
no odds at this line
Total (Over/Under)O/U 146.5
105.5148.75192
Over Cover
45.1%
EV -6.9%
-110DraftKings ↗
Under Cover
54.9%
EV +2.4%
-110DraftKings ↗

1st Half

AccuScore's simulation of the first half, priced against the books' 1st-half lines.

Leads at the half

22.0%UMBC
Tied 3.3%
TOW74.7%
1st Half SpreadTOW -6.5
14-6-26
UMBC Cover
50.3%
no odds at this line
TOW Cover
49.7%
no odds at this line
1st Half Total (Over/Under)1H O/U 68.5
496989
Over Cover
50.5%
no odds at this line
Under Cover
49.5%
no odds at this line

Player Props

TOW UMBC
Sort:

EV is the simulation's chance times the book's price, minus 1. It is what the simulation expects, not a guaranteed return; the props archive shows what value picks actually earned.

Odds Comparison

Moneyline

BookTOWEVUMBCEV
Fanatics ↗-475-0.9%+360-6.5%
Polymarket ↗-680-3.5%+362-6.3%

Total (O/U)

BookLineOverEV (O)UnderEV (U)
DraftKings ↗146.5-110-6.9%-110+2.4%
theScore Bet ↗146.5-110-6.9%-110+2.4%
Fanatics ↗146.5-110-6.9%-110+2.4%
Polymarket ↗147.5+102-7.0%-147-1.8%

Where to Bet

DraftKingsBet →FanDuelBet →BetMGMBet →KalshiBet →PolymarketBet →

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NCAAB

UMBC vs Towson Prediction, Odds & Live Score

Sat, Nov 14, 2026, 7:30 PM ET

AccuScore's simulation makes Towson 81% to beat UMBC (19%).

Projection updated Nov 14, 12:51 AM ET

Who will win UMBC vs Towson?

AccuScore's simulation makes Towson the more likely winner at 81%. The projection updates as team news and prices move.

Will Towson beat UMBC?

AccuScore's simulation gives Towson a 81% chance of beating UMBC, against 19% for UMBC. Towson are at home and favoured on these numbers.

Every UMBC vs Towson meeting →UMBC predictions & record →Towson predictions & record →

Season outlook

UMBC (1-2 so far) project to finish 15.6–14.4 and make the NCAA Tournament in 18% of AccuScore's simulated seasons.

Towson (2-2 so far) project to finish 17.8–12.2 and make the NCAA Tournament in 18% of AccuScore's simulated seasons.

TeamProjected recordConference titlePlayoffs
UMBC15.6–14.423%18%
Towson17.8–12.220%18%

From AccuScore's daily simulation of the rest of the season. Every NCAAB team's projection →

Form, head-to-head and betting trends

How UMBC and Towson come into this game: their latest results, every meeting on record and how each has fared against the betting market.

Recent form

UMBCWLL
  • Nov 12vs Morgan StateW 85–70
  • Nov 5at MaristL 80–88
  • Nov 2at George MasonL 54–82

UMBC have won 1 of their last 3 (W-L-L, most recent first).

TowsonWWLL
  • Nov 12vs Loyola MarylandW 90–60
  • Nov 9vs Long Island UniversityW 66–46
  • Nov 5at UtahL 57–67
  • Nov 2at Santa ClaraL 70–89

Towson have won 2 of their last 4 (W-W-L-L, most recent first).

Head-to-head

The teams have met 2 times since 2018: UMBC 0, Towson 2. The last meeting, on Dec 9, 2023, finished Towson 89, UMBC 73.

  • Dec 9, 2023TOW 89 – 73 UMBC
  • Dec 11, 2018TOW 80 – 76 UMBC
Every UMBC vs Towson meeting →